Advocating for Consumer Rights
When it comes to consumer advocacy, you can count on Divis Law LLC. Consumer law includes all manner of fraudulent, unfair, or deceptive business practices used against consumers. It also includes improper credit reporting, debt collection, defective product, and warranty issues. Divis Las is committed to excellence and client service. Let us advocate for you and give you a voice.
What Is Consumer Law?
When you buy goods or services or borrow money for personal, household, or family use, you have special rights defined by state laws, such as the Georgia Fair Business Practices Act; and federal laws, such as the Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), Truth in Lending Act (TILA), Odometer Act, Home Solicitation Sales Act, and many, many more. You also have rights under standard contract law as found in the Uniform Commercial Code (UCC). At Divis Law LLC we can help you with matters involving vehicle fraud, debt collection defense, and more. We aggressively pursue fraudulent and sham businesses, as well as those businesses that are simply too big to care about you, an individual consumer.
You might be a victim of fraud if you recently bought a vehicle with undisclosed problems or the dealer changed the terms for a higher interest rate. Dealers know you need your car to go to work or take your kids to school, especially here in Middle Georgia, where there is little public transportation. If you feel bullied or ignored by a car dealer who mistreated you, don’t be intimidated. We will investigate and tell you what your rights really are. We have seen it all. We are not intimidated by big franchise dealerships and we are not shy about pursuing small, independent dealers, either. We want to know what happened and help you sort out your rights. As part of our consultation process we will review every document, advertisement, and communication you provide us with; research the dealership; and present you with advice about what rights you do or do not have. Whether you retain us or not, we will try to help you understand what happened and help you map out a path forward.
Debt Collection Defense
A multibillion-dollar industry, debt collection may involve several mistakes. Sometimes an account gets wrongly placed in collections or the bill collector fails to follow the required procedures. Since collections and delinquency are stigmatized, you may be reluctant to ask for help, and the bill collector assumes you won’t call a lawyer. Don’t give them what they want. Let us help verify your debt and secure your rights. We can also help you understand your credit reports, and dispute false information that you might find on them.